Nestled in the heart of Cardiff by the Sea, this rare property embodies the essence of Southern Californias beachside lifestyle. Tastefully updated main residence and captivating two story ADU w/ jaw dropping panoramic sea views are set on an R 11 5,000 SF lot with alley access, offering unmatched versatility and future possibilities. The main home features 3 bedrooms, 1 bath, and approximately 1,072 SF of living area adorned w/ exposed beam ceilings throughout and gorgeous refinished (See supplement) hardwood floors that infuse the space with character. Highlights include a coastal inspired kitchen with quartz countertops, stainless steel appliances (including an induction cooktop), luxury vinyl plank flooring, and eat in dining area. floors that infuse the space with character. Highlights include a coastal inspired kitchen with quartz countertops, stainless steel appliances (including an induction cooktop), luxury vinyl plank flooring, and eat in dining area. Spa like bathroom w/ dual vessel sinks and a spacious living room with a classic red brick fireplace invite relaxation. The full size washer/dryer in the hallway and a flexible 1 car garagecurrently used as a bedroomoffer potential for conversion into a master suite or expanded living quarters as it shares a wall with the living room a perfect spot to add a doorway. The show stopping ADU, perched above the garage, spans approximately 554 SF plus an additional 147 SF of low ceiling lounge area adjacent to the loft bedroom. Designed to optimize layout and highlight breathtaking seascapes from nearly every window, it boasts a sleek kitchen w/ butcher block counters, gold accents, modern appliances, and raw hardwood floors. Additional features include a full bathroom, office nook, and spacious loft that easily accommodates a king bed. The 310 SF private deck offers sweeping water views, perfect for enjoying Cardiffs iconic sunsets. A covered laundry area, private yard, and separate entrance make this unit ideal as an income generator or guest retreat. This property offers boundless potential w/ alley access and concept plans for a spectacular 1,035 SF, 2 bedroom, 2 bath ADU w/ deck options to capture sea vistas. Parking options abound, with two existing driveway spaces, 1 car garage, and potential for two more spaces in front, and additional parking off the alley to enhance value and appeal. Current ADU tenants generate $3,560 per month in rental income with a lease through October 2025, making this an exceptional investment or versatile multi use home. Moments from Cardiffs beaches, renowned surf spots, and vibrant local amenities, this property is a rare opportunity to own a flexible, income producing jewel in one of Southern Californias most desirable coastal towns.